Requirements for RCFE Insurance


Since July 1, 2015 Residential Care Homes and Facilities for the Elderly (RCFE) have been required to carry their own liability insurance. If you have an RCFE certification this could be something that affects you.

What is a RCFE

Residential Care for the Elderly (RCFE )homes and facilities are facilities that help provide 24-hour care for those who can no longer live independently. These are non-medical facilities meaning they are not required to have medical professionals on staff. However, they can handle the storage and dispensing of any needed medication and offer assistance with daily needs. These needs may include dressing, toiletry necessities and bathing.

What Does the Insurance Require

Regulations requires facilities with RCFE certification to have insurance to cover any injuries that may occur to a resident or guest. These injuries could relate to negligence or a neglectful act from the employees or licensee of the facility, or failure to provide proper care or a safe environment. The insurance is to cover $3,000,000 minimum for yearly incidents as a whole, or $1,000,000 for a single event.

Why This is Important

In the event of injury or neglect to a resident, the staff or facility as a whole could be found liable. Primary physicians to residents of an RCFE facility could even face a malpractice suit. Liability insurance can help cover costs and help protect those under the insurance from the risks that may arise with a claim.

As you can see it’s important for those with RCFE certification to be covered by insurance. This insurance is to help protect the company and its employees in the event of an incident, as well as help cover the costs of any injuries to a resident or guest of the facility. After all a RCFE facility is there to provide care for their residents and carrying insurance in case of an unfortunate incident is one way to do so.


The Value of Caregiving Training

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With the elderly population expected to grow exponentially over the next decade, it is predicted that there will soon be an increased need for caregivers and residential assisted living facilities. Because many of the elderly choose locations such as California to retire, there will be increased need in these communities. California caregiving training is very important for this reason and many others.

The most important reason for caregiver training is to provide a higher quality of care to the seniors living in assisted living situations. Training allows the employees at these facilities to learn how to handle a variety of issues, whether medical, mental or other. This makes the business run more smoothly for everyone and makes the client more comfortable.

There are benefits to having California caregiving training provided to your staff. The first is that it allows them to feel more confident in their ability to provide the care needed. This will cause an overall improvement in relationships between the staff and the client as well as their families, improved quality of life for residents, and staff members that stay in the program longer, decreasing your employee turnover rates.

Another benefit to your staff getting training for their job is that they will be better able to communicate with the residents at the facility. Interaction with residents will improve, making them feel more at home. This is great for the residents and their families, and it is also great for your business because it will increase your reputation as a quality facility with great staff-resident relations. This will make more families choose you as the people that they entrust with the care of their loved ones.

Getting California caregiving training will become more and more valuable as the elderly population continues to grow and the need for assisted living increases. It is wise to get ahead of the game and get the necessary training earlier rather than later.

The Difference Between SNF and RCFE


Working with the elderly can be a rewarding career choice, and as the population not only continues to grow but also starts getting older, there is increased demand for care facilities for the elderly. More people are leaving home to go work full-time, creating even more necessity for professionals that are able to care for the elderly throughout the day when they cannot take care of themselves. There are a few different kinds of training; RCFE staff training and SNF training.

RCFE stands for Residential Care Facilities for the elderly, where SNF stands for Skilled Nursing Facilities. One of the main differences between the two is that RCFEs consist of the non-medical aspects of elderly care, where SNFs consist of medical care. Depending on the situation for the client, one or the other may be a better fit for them. SNFs are held to a different standard of care than RCFEs, and they often deal with patients who, in addition to needing help with daily activities, need some form of medical help or monitoring.

Some of the services that SNFs are required to offer are physicians, nursing, dieticians and pharmaceutical services, allowing employees to handle every aspect of patient care as far as medical standards are concerned. RCFEs provide simply room and board, housekeeping, meals and supervision to the elderly, allowing them to handle much of their daily lives on their own. The residents here do not need around-the-clock care. They are still tightly regulated and have certain standards that they must meet. They are able to care for minor medical needs, but they are not required to have nurses or doctors on staff.
Depending on the type of work you may want to do with the elderly, you may want to choose training in one certification or the other, or both. For more information, find out about both SNF and RCFE staff training from Assisted Living Education.

What are the RCFE Certification Requirements?

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Getting an RCFE Certification can be a great way to advance in the residential care field. The requirements for the certification may be filled in several ways according to a candidate’s past experience. The legal standards are liable to change at any time, so it can benefit anyone pursuing this or similar tests to check with the appropriate advisory board to make sure the requirements have not changed. By getting this certificate, a person should be better able to administer care to elderly patients.

Essential Standards

A candidate needs to fulfill a certain number of requirements to successfully get an RCFE Certification. State government establishes these standards, so a candidate should check with them to make sure the requirements are still the same. Usually a registration payment of $100 is needed to confirm enrollment in the test. Oftentimes a test taker has to complete an approved course in preparation for the test. The preparation can be helpful not only for passing the test successfully, but also helping out patients in the future. A criminal required is usually stipulated as well to prove a candidate’s trustworthiness.

Flexible Options

The requirements may change based on whether a person has previous experience in residential care. Some stipulations may be removed only because a person already has accomplished them. These standards vary dependent on a person’s prior experience. Some candidates may not be required to submit a background check. Others could be exempt from the training, while others still need only pass the test and pay the registration fee. It is incumbent on the test taker to understand his or her position as it relates to the state requirements.

An RCFE Certification has the potential to open up doors in a person’s professional life. By reviewing the requirements and preparing adequately, a residential care worker can work on moving up in life and providing residents with better care.

How to become an official RCFE administrator


Working with and caring for the elderly is a noble career move, and one that requires enormous sacrifices of time. The process to receive your RCFE administrator certification can also be a time-consuming endeavor, especially if you’re unprepared for the steps involved. Planning ahead for the entire process can save you both time and money as you work your through it.

The education requirements vary depending on your prior experience. If you are working towards RCFE administrator certification as a licensed nursing home administrator, the pre-application coursework is lighter, with 12-hours of classroom training required. If you are just getting into the field or have no certifications, you will first need to complete an approved initial certification training program. These programs can be a mix of classroom, online and independent learning, but must be overseen by a vendor approved by the state of California.

Within 60 days of completing your ICTP, you will need to schedule an exam.  The exam is administered by the California Department of Social Service and can be taken up to three times within the 60 day window. The earlier you register, the easier it will be to retake the exam if necessary since results can take up to 10 days to be scored and the results returned to you.

Once you’ve passed the exam, there is still one final step to officially achieving your certification. The next step is submit your formal application and licensing fees to the DSS administrator certification section. This must be done within 30 days of receiving notification that you passed the exam to be valid. The application can be cumbersome of its own accord, with many pages and details that must be filled out correctly. Some applicants use professional services to fill out their application in order to acquire a RCFE administrator certification. Preparing ahead of time makes this process easier and more efficient. Having necessary documents at hand and a clear understanding of the steps involved will relieve your stress as you work towards your certification.

Are RCFEs Staffed Properly?

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Before you undertake RCFE staff training, you might be wondering what the staffing situation is like at most residential care facilities for the elderly. The truth is that it varies quite a bit. Some locations have plenty of people on hand while others are desperately understaffed. This creates problems because these facilities have a number of people who rely on the services of the staff, and if the staff workers are too overwhelmed, then the quality of care can drop.

The law for residential care facilities can differ depending on the state. Some areas require facilities to have a set number of people per residents during the day and another number of staff members at night. Other areas leave it to the facility’s discretion regarding how many people should be on hand to adequately meet patient’s’ needs. This leeway has caused some facilities to hire less people than they really need.

A big reason why RCFE staff training from an accredited institution is required before getting in this line of work is because it takes a lot of effort to oversee dozens of patients. It can become even tougher if some of the residents are not in the right space of mind and get violent. Even professionals with years of training can feel overwhelmed, which is why it is important for staff members to have adequate training alongside a supportive environment where other people are around to pick up some of the slack.

Some state legislatures are attempting to correct the issue of understaffing. They are increasing the minimum number of hours of RCFE staff training required in order to work at one of the facilities. They are also setting firmer guidelines by which facilities need to abide by in terms of staffing. With all this being said, there is plenty of work in this industry, and it is worth it to pursue as a career.

How to Meet the Requirements to Become RCFE Staff

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Becoming staff for a Residential Care Facility for the Elderly, or RCFE, takes time, dedication and a fundamental understanding of the patients a person will be working with as they pursue their career. By participating in RCFE staff training, a person can better understand their position as a caregiver and provide proper service to a facility’s residents. It is important for a person that is pursuing a career as a member of an RCFE’s staff to stay on top of their training and use what they have learned actively as they support residents during their long-term care.

RCFE staff must have a proper understanding of the aging process and what care residents will need during their time in the facility. Residents will need varying levels of care and supervision depending on their age and their condition, so adaptability and patience is a key to success for a future staffer. A staffer must also learn to respect residents and treat each one as a person with individual needs, wants, and interests. Every resident deserves proper respect from their caregivers and should be given the attention and companionship they need for continued quality of life.

RCFE staff training should cover topics about safety and basic medical knowledge. Staff members should be able to catch early warning signs of illness or cognitive issues. They should be able to create a healthy and safe environment for residents. This can mean knowing about safe medication administration or knowledge about proper nutrition for aging residents. The wellness of RCFE residents is the responsibility of the staff of the facility. All staff should seriously pursue ongoing education in relation to resident health.

Proper RCFE staff training is crucial to creating a functional and successful facility. The residents of a long-term care facility are reliant on staff and meeting statewide social service standards should be a top priority for all staff and administration. With proper training, RCFE staff can be a key to a happy, ongoing life for assisted living residents.